The cost of data breaches increases.  The latest annual study from Javelin Strategy & Research, a leading financial analytics research firm, says that 14.4 million people were impacted by I.D. theft in 2018.  Roughly 3.3 million of them had to shoulder a financial loss or an out-of-pocket cost due to these crimes.  Those losses and […]

Time to buy a car?  Short of buying a house, this is one of the most important purchases you will make.  It’s also one that you might be making several times throughout your life, compromising thousands-sometimes tens of thousands-of dollars. Click here to read the full article.

Good credit may open doors.  It is vital to securing a loan, a business loan, or buying a home.  When you establish and maintain good credit in college, you create a financial profile for yourself that can influence lenders, landlords, and potential employers. Click here to read the full article.

Financial generalizations are as old as time.  Some have been around for decades, while others have only recently joined their ranks.  Let’s examine a few. Myth #1 – Retirement Means I Can Stop Investing In the past, retirement was viewed as an “end” in many ways. These days though, retirement is often seen as an […]

You’ve probably heard the old saying that “cash is king,” and that truth applies whether you own a business or not.  Most discussions of business and personal “financial planning” involve tomorrow’s goals, but those goals may not be realized without attention to cash flow, today. Click here to read the full article.

“Audit” is a word that can strike fear into the hearts of taxpayers. However, the chances of an Internal Revenue Service audit aren’t that high. In 2017, the most recent statistics available, show the IRS audited 0.5% of all individual tax returns. Click here to read the full article.