With 2014 behind us, let’s take a look at some of the factors that influenced markets last year.  With the economic recovery in its fifth year, 2014 was the year in which Americans finally became confident in the economy and their financial prospects.  Despite several short-term pullbacks, 2014 was unambiguously good for the stock market; the major indices turned out solid performances, reaching multiple record highs in 2014.  For the year, the S&P 500 gained 11.39%, the Dow rose 7.52%, and the Nasdaq gained 13.40%.

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